What is Guaranteed Future Value (GFV)

What Is Guaranteed Future Value – And Why It’s a Game Changer for New Car Buyers

Buying a new car is exciting — but it can also feel like a big commitment and a little daunting. What will your car be worth in a few years? Will the market still be strong when it’s time to trade? That’s where Guaranteed Future Value (GFV) comes in — giving you confidence, flexibility, and control over your car ownership journey.

🚘 What is Guaranteed Future Value?

Guaranteed Future Value is a smart finance option that locks in the minimum future value of your car at the end of your loan term (usually 3 to 4 years). That means before you even drive away, you’ll know exactly what your car will be worth later — guaranteed by the manufacturer or finance provider = no risk to you! 

At the end of your term, you have three easy options:

1. Upgrade – Trade your car for a new one. If you're in a negative equity position (your car is worth less than the payout), no stress, we have you covered! If it's worth more, you get to keep the difference. Win win!

2. Keep it – Pay out the remaining balance and own it outright.

3. Return it – Hand it back and walk away, no strings attached (subject to fair wear and tear and kilometre limits).

It’s simple, flexible, and takes the stress out of resale values.

💡 Features of Guaranteed Future Value

* Fixed repayments for the life of your agreement

* Guaranteed minimum future value set at the start

* Flexible term options (usually 36–48 months)

* Kilometre and condition guidelines to protect your value

* Choice of upgrade, retain, or return at the end

⭐ Advantages

* Peace of mind – No surprises about your car’s worth later.

* Lower monthly payments – Because the GFV amount is deferred, your repayments can be smaller compared to traditional finance. Who doesn't love cheap repayments! 

* Easy upgrades – Perfect for drivers who love a new car every few years. Similar to your mobile phone plan, upgrade to the latest and greatest = you're in control. 

* Protection from market drops – Even if used car prices fall, your value is locked in.

🎯 Benefits for You

* Stay in a newer, safer car more often.

* Enjoy budget certainty with fixed repayments.

* Skip the hassle of private selling or trade-in negotiations.

* Keep your options open at the end of your term — you’re in control.

🔑 In a Nutshell

Guaranteed Future Value gives you confidence today and freedom tomorrow. It’s the smarter way to buy a car — one that keeps you in control, protects your investment, and makes upgrading easier than ever.